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Homes for Sale under $500K Across Cutler Bay

92 listings

Current homes for sale under $500k across Cutler Bay, drawn straight from the MLS feed and ordered largest residence first — open any card for photos, unit details and its spot on the map.

9030 SW 203rd Ter, Cutler Bay, FL 33189
$475,000
3 bd · 3 ba · 1,934 sqft
9030 SW 203rd Ter, Cutler Bay, FL 33189
Old Cutler Cove
22412 SW 89th Ave, Cutler Bay, FL 33190
$449,900New
3 bd · 3 ba · 1,747 sqft
22412 SW 89th Ave, Cutler Bay, FL 33190
LAKES BY THE BAY
Listing
$430,000
4 bd · 3 ba · 1,712 sqft
Lakes By The Bay
22067 SW 88th Path, Cutler Bay, FL 33190
$448,000
3 bd · 3 ba · 1,705 sqft
22067 SW 88th Path, Cutler Bay, FL 33190
LAKES BY THE BAY JAY
21943 SW 88th Path, Cutler Bay, FL 33190
$455,000
3 bd · 3 ba · 1,705 sqft
21943 SW 88th Path, Cutler Bay, FL 33190
LAKES BY THE BAY JAY
8402 SW 208th St, Cutler Bay, FL 33189
$450,000New
3 bd · 3 ba · 1,601 sqft
8402 SW 208th St, Cutler Bay, FL 33189
Saga Bay Townhouses
9045 SW 203rd Ter, Cutler Bay, FL 33189
$440,000
3 bd · 3 ba · 1,598 sqft
9045 SW 203rd Ter, Cutler Bay, FL 33189
OLD CUTLER COVE
22018 SW 93rd Pl, Cutler Bay, FL 33190
$435,000New
3 bd · 3 ba · 1,562 sqft
22018 SW 93rd Pl, Cutler Bay, FL 33190
LAKES BY THE BAY CEE
9267 SW 220th Ter, Cutler Bay, FL 33190
$420,000
3 bd · 3 ba · 1,562 sqft
9267 SW 220th Ter, Cutler Bay, FL 33190
LAKES BY THE BAY CEE
20740 SW 79TH Place, Cutler Bay, FL 33189
$439,000New
3 bd · 2.5 ba · 1,550 sqft
20740 SW 79TH Place, Cutler Bay, FL 33189
9051 SW 227th St # 11, Cutler Bay, FL 33190
$430,000New
3 bd · 3 ba · 1,542 sqft
9051 SW 227th St # 11, Cutler Bay, FL 33190
Isles at Bayshore
Listing
$410,000New
3 bd · 3 ba · 1,539 sqft
Crystal Cay
22578 SW 89th Pl, Cutler Bay, FL 33190
$485,000New
3 bd · 3 ba · 1,526 sqft
22578 SW 89th Pl, Cutler Bay, FL 33190
THE COVE
9143 SW 227th St # 6, Cutler Bay, FL 33190
$350,000
3 bd · 3 ba · 1,523 sqft
9143 SW 227th St # 6, Cutler Bay, FL 33190
THE SHORES CONDO NO 2
9143 SW 227th St # 1, Cutler Bay, FL 33190
$370,000New
3 bd · 3 ba · 1,523 sqft
9143 SW 227th St # 1, Cutler Bay, FL 33190
THE SHORES CONDO NO 2
9209 SW 227th St # 1, Cutler Bay, FL 33190
$374,900
4 bd · 3 ba · 1,523 sqft
9209 SW 227th St # 1, Cutler Bay, FL 33190
The Shores
22201 SW 103rd Ave, Cutler Bay, FL 33190
$399,000New
3 bd · 3 ba · 1,518 sqft
22201 SW 103rd Ave, Cutler Bay, FL 33190
Black Creek Villas
22511 SW 88th Pl # 6-24, Cutler Bay, FL 33190
$370,000
3 bd · 3 ba · 1,515 sqft
22511 SW 88th Pl # 6-24, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
22411 SW 88th Place # 14-26, Cutler Bay, FL 33190
$324,900
3 bd · 2.5 ba · 1,515 sqft
22411 SW 88th Place # 14-26, Cutler Bay, FL 33190
21470 SW 85th Path, Cutler Bay, FL 33189
$470,000
3 bd · 3 ba · 1,504 sqft
21470 SW 85th Path, Cutler Bay, FL 33189
Santa Barbara
8570 SW 214th Way # ., Cutler Bay, FL 33189
$429,900New
3 bd · 3 ba · 1,504 sqft
8570 SW 214th Way # ., Cutler Bay, FL 33189
SANTA BARBARA
9125 SW 227th St # 1, Cutler Bay, FL 33190
$375,000
2 bd · 3 ba · 1,458 sqft
9125 SW 227th St # 1, Cutler Bay, FL 33190
LAKES BY THE BAY EVE REPL
9011 SW 227th St # 1, Cutler Bay, FL 33190
$379,777
2 bd · 3 ba · 1,458 sqft
9011 SW 227th St # 1, Cutler Bay, FL 33190
Isles of Bayshore
22334 SW 103RD Court, Cutler Bay, FL 33190
$387,990
3 bd · 2.5 ba · 1,458 sqft
22334 SW 103RD Court, Cutler Bay, FL 33190

Homes for Sale under $500K in Cutler Bay: How This Market Works

Much of Cutler Bay was built in the last few decades, so buyers get newer gated subdivisions and lakefront streets without the premium attached to anything closer to downtown. The Southland corridor keeps adding shops and employment, and for first-time purchasers the town remains one of South Dade's most workable equations.

A ceiling of $500K reframes the Cutler Bay search around efficiency — which listings deliver the most location, space or building quality without crossing the line. Markets shaped by newer lakefront subdivisions priced for first-time buyers always carry mispriced corners: a solid older tower with unfashionable finishes, a townhouse a few blocks off the prestige grid, a listing lingering for reasons that turn out to be fixable. Everything qualifying under the cap is gathered here in one view.

Cutler Bay Market Snapshot

509
Homes sold, last 12 months
$585K
Median sale price
47 days
Median time on market

Frequently Asked Questions

How do I spot genuine value under $500K in Cutler Bay?

Look for a mismatch between price and fundamentals — a well-run building priced alongside the weak ones, a dated interior on a superior line or lot, long market time that traces to bad photography rather than bad property. We tell you plainly which listings under $500K are bargains and which are cheap for reasons that will follow you to resale.

Will my monthly cost stay in budget after buying under $500K?

Only if you underwrite everything: association dues, property taxes that reset off your purchase price, insurance keyed to roof age and flood zone, and buyer-side closing costs. We prepare a full carrying-cost worksheet on any listing you shortlist, so the cap you set holds up in month twelve — not just at the closing table.

Can I see a Cutler Bay property before committing to anything?

Of course. Use the inquiry form on any listing or call +1 786-370-8570 and we will set up a private showing around your calendar. Buyers who live elsewhere can request a recorded video walkthrough of any residence. Looking carries no commitment — deciding comes later, on your terms.

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