MIAMI PRIMECondos

Cutler Bay Homes for Sale under $500K

90 listings

Live MLS inventory in Cutler Bay, updated continuously.

22226 SW 98th Pl, Cutler Bay, FL 33190
$500,000
3 bd · 2 ba · 1,369 sqft
22226 SW 98th Pl, Cutler Bay, FL 33190
LAKES BY THE BAY SEC 5
10031 SW 223rd Terrace, Cutler Bay, FL 33190
$490,000
3 bd · 2 ba · 1,166 sqft
10031 SW 223rd Terrace, Cutler Bay, FL 33190
21470 SW 85th Path, Cutler Bay, FL 33189
$475,000
3 bd · 3 ba · 1,504 sqft
21470 SW 85th Path, Cutler Bay, FL 33189
Santa Barbara
22066 SW 93rd Pl, Cutler Bay, FL 33190
$465,000
3 bd · 3 ba · 1,416 sqft
22066 SW 93rd Pl, Cutler Bay, FL 33190
LAKES BY THE BAY CEE
21715 SW 99th Ct, Cutler Bay, FL 33190
$460,000
2 bd · 2 ba · 1,136 sqft
21715 SW 99th Ct, Cutler Bay, FL 33190
AMEND PLT-LAKES BY THE BA
22067 SW 88th Path, Cutler Bay, FL 33190
$455,000New
3 bd · 3 ba · 1,705 sqft
22067 SW 88th Path, Cutler Bay, FL 33190
LAKES BY THE BAY JAY
21943 SW 88th Path, Cutler Bay, FL 33190
$455,000
3 bd · 3 ba · 1,705 sqft
21943 SW 88th Path, Cutler Bay, FL 33190
LAKES BY THE BAY JAY
9928 SW 228th Terrace, Cutler Bay, FL 33190
$450,000New
3 bd · 3 ba ·
9928 SW 228th Terrace, Cutler Bay, FL 33190
ENCLAVE
21474 SW 85th Path, Cutler Bay, FL 33189
$449,900
3 bd · 3 ba · 1,295 sqft
21474 SW 85th Path, Cutler Bay, FL 33189
Santa Barbara
9051 SW 227th St # 11, Cutler Bay, FL 33190
$430,000New
3 bd · 3 ba · 1,542 sqft
9051 SW 227th St # 11, Cutler Bay, FL 33190
Isles at Bayshore
8407 SW 208th Ter, Cutler Bay, FL 33189
$430,000New
3 bd · 3 ba · 1,731 sqft
8407 SW 208th Ter, Cutler Bay, FL 33189
Saga Bay Townhomes
8570 SW 214th Way # ., Cutler Bay, FL 33189
$429,900New
3 bd · 3 ba · 1,504 sqft
8570 SW 214th Way # ., Cutler Bay, FL 33189
SANTA BARBARA
8525 SW 214th Ter, Cutler Bay, FL 33189
$425,000
3 bd · 2 ba · 1,295 sqft
8525 SW 214th Ter, Cutler Bay, FL 33189
Santa Barbara
9267 SW 220th Ter, Cutler Bay, FL 33190
$420,000
3 bd · 3 ba · 1,562 sqft
9267 SW 220th Ter, Cutler Bay, FL 33190
LAKES BY THE BAY CEE
23129 SW 99th Ave, Cutler Bay, FL 33190
$419,900
3 bd · 3 ba · 1,335 sqft
23129 SW 99th Ave, Cutler Bay, FL 33190
ENCLAVE SOUTH PHASE 2
20801 SW 83rd Ave, Cutler Bay, FL 33189
$414,000
3 bd · 3 ba · 1,293 sqft
20801 SW 83rd Ave, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
8887 SW 225th St, Cutler Bay, FL 33190
$410,000
3 bd · 3 ba · 1,526 sqft
8887 SW 225th St, Cutler Bay, FL 33190
ISLES AT BAYSHORE
8408 SW 208th Ter, Cutler Bay, FL 33189
$410,000
3 bd · 3 ba · 1,293 sqft
8408 SW 208th Ter, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
22913 SW 99th Ave, Cutler Bay, FL 33190
$408,000New
3 bd · 3 ba · 1,362 sqft
22913 SW 99th Ave, Cutler Bay, FL 33190
CRYSTAL CAY
22511 SW 88th Pl # 7-24, Cutler Bay, FL 33190
$400,000
3 bd · 2 ba · 1,515 sqft
22511 SW 88th Pl # 7-24, Cutler Bay, FL 33190
The Courts at BayShore I
9315 SW 221 Street, Cutler Bay, FL 33190
$399,999New
2 bd · 3 ba · 1,282 sqft
9315 SW 221 Street, Cutler Bay, FL 33190
The Waterways
23101 SW 99th Ave, Cutler Bay, FL 33190
$399,000
3 bd · 3 ba · 1,328 sqft
23101 SW 99th Ave, Cutler Bay, FL 33190
Crystal Cay
8419 SW 209th St, Cutler Bay, FL 33189
$399,000
4 bd · 2 ba · 1,229 sqft
8419 SW 209th St, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
8421 SW 209th St # 8421, Cutler Bay, FL 33189
$397,000New
3 bd · 2 ba · 1,229 sqft
8421 SW 209th St # 8421, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES

Homes for Sale under $500K in Cutler Bay: How This Market Works

Much of Cutler Bay was built in the last few decades, so buyers get newer gated subdivisions and lakefront streets without the premium attached to anything closer to downtown. The Southland corridor keeps adding shops and employment, and for first-time purchasers the town remains one of South Dade's most workable equations.

A ceiling of $500K reframes the Cutler Bay search around efficiency — which listings deliver the most location, space or building quality without crossing the line. Markets shaped by newer lakefront subdivisions priced for first-time buyers always carry mispriced corners: a solid older tower with unfashionable finishes, a townhouse a few blocks off the prestige grid, a listing lingering for reasons that turn out to be fixable. Everything qualifying under the cap is gathered here in one view.

Cutler Bay Market Snapshot

511
Homes sold, last 12 months
$585K
Median sale price
47 days
Median time on market

Frequently Asked Questions

How do I spot genuine value under $500K in Cutler Bay?

Look for a mismatch between price and fundamentals — a well-run building priced alongside the weak ones, a dated interior on a superior line or lot, long market time that traces to bad photography rather than bad property. We tell you plainly which listings under $500K are bargains and which are cheap for reasons that will follow you to resale.

Will my monthly cost stay in budget after buying under $500K?

Only if you underwrite everything: association dues, property taxes that reset off your purchase price, insurance keyed to roof age and flood zone, and buyer-side closing costs. We prepare a full carrying-cost worksheet on any listing you shortlist, so the cap you set holds up in month twelve — not just at the closing table.

Can I see a Cutler Bay property before committing to anything?

Of course. Use the inquiry form on any listing or call +1 786-370-8570 and we will set up a private showing around your calendar. Buyers who live elsewhere can request a recorded video walkthrough of any residence. Looking carries no commitment — deciding comes later, on your terms.

Discover Your Perfect Home

Select Property Type
Bedroom Size Homes in Cutler Bay
Homes by Price in Cutler Bay
Lifestyle & New in Cutler Bay
Rentals in Cutler Bay
Homes Nearby Cutler Bay: Neighborhoods
Homes Nearby Cutler Bay: Cities
Homes Nearby Cutler Bay: ZIP Codes