MIAMI PRIMECondos

Cutler Bay Homes for Sale under $400K

71 listings

Live MLS inventory in Cutler Bay, updated continuously.

22511 SW 88th Pl # 7-24, Cutler Bay, FL 33190
$400,000
3 bd · 2 ba · 1,515 sqft
22511 SW 88th Pl # 7-24, Cutler Bay, FL 33190
The Courts at BayShore I
9315 SW 221 Street, Cutler Bay, FL 33190
$399,999New
2 bd · 3 ba · 1,282 sqft
9315 SW 221 Street, Cutler Bay, FL 33190
The Waterways
23101 SW 99th Ave, Cutler Bay, FL 33190
$399,000
3 bd · 3 ba · 1,328 sqft
23101 SW 99th Ave, Cutler Bay, FL 33190
Crystal Cay
8419 SW 209th St, Cutler Bay, FL 33189
$399,000
4 bd · 2 ba · 1,229 sqft
8419 SW 209th St, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
8421 SW 209th St # 8421, Cutler Bay, FL 33189
$397,000New
3 bd · 2 ba · 1,229 sqft
8421 SW 209th St # 8421, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
10219 SW 184th St, Cutler Bay, FL 33157
$395,000
2 bd · 1 ba · 651 sqft
10219 SW 184th St, Cutler Bay, FL 33157
MIDWAY
10215 SW 184th St, Cutler Bay, FL 33157
$395,000
1 bd · 1 ba · 594 sqft
10215 SW 184th St, Cutler Bay, FL 33157
MIDWAY
22511 SW 88th Pl # 6-24, Cutler Bay, FL 33190
$380,000New
3 bd · 2 ba · 1,515 sqft
22511 SW 88th Pl # 6-24, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
9011 SW 227th St # 1, Cutler Bay, FL 33190
$379,777
2 bd · 3 ba · 1,458 sqft
9011 SW 227th St # 1, Cutler Bay, FL 33190
Isles of Bayshore
8564 SW 214th Way, Cutler Bay, FL 33189
$379,000
3 bd · 2 ba · 1,295 sqft
8564 SW 214th Way, Cutler Bay, FL 33189
SANTA BARBARA
20930 SW 83rd Ave, Cutler Bay, FL 33189
$377,900
2 bd · 3 ba · 1,381 sqft
20930 SW 83rd Ave, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
9125 SW 227th St # 1, Cutler Bay, FL 33190
$375,000
2 bd · 3 ba · 1,458 sqft
9125 SW 227th St # 1, Cutler Bay, FL 33190
LAKES BY THE BAY EVE REPL
9209 SW 227th St # 1, Cutler Bay, FL 33190
$374,900
4 bd · 3 ba · 1,523 sqft
9209 SW 227th St # 1, Cutler Bay, FL 33190
The Shores
22821 SW 88th Pl # 1-20, Cutler Bay, FL 33190
$349,000New
3 bd · 3 ba · 1,383 sqft
22821 SW 88th Pl # 1-20, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
22911 SW 88th Pl # 5-21, Cutler Bay, FL 33190
$340,000
3 bd · 3 ba · 1,515 sqft
22911 SW 88th Pl # 5-21, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
22105 SW 103rd Ct, Cutler Bay, FL 33190
$339,000
3 bd · 3 ba · 1,518 sqft
22105 SW 103rd Ct, Cutler Bay, FL 33190
BLACK CREEK VILLAS
22721 SW 88th Pl # 9-19, Cutler Bay, FL 33190
$337,000
3 bd · 3 ba · 1,383 sqft
22721 SW 88th Pl # 9-19, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
9145 SW 227th St # 4, Cutler Bay, FL 33190
$335,000
3 bd · 3 ba · 1,325 sqft
9145 SW 227th St # 4, Cutler Bay, FL 33190
Isles of Bayshore
22911 SW 88th Pl # 7-21, Cutler Bay, FL 33190
$335,000
3 bd · 3 ba · 1,383 sqft
22911 SW 88th Pl # 7-21, Cutler Bay, FL 33190
The Courts at Bayshore
22911 SW 88th Pl # 9-21, Cutler Bay, FL 33190
$330,000
2 bd · 3 ba · 1,139 sqft
22911 SW 88th Pl # 9-21, Cutler Bay, FL 33190
The Courts of Bayshore I
22411 SW 88th Pl # 6-26, Cutler Bay, FL 33190
$329,990New
3 bd · 2 ba · 1,515 sqft
22411 SW 88th Pl # 6-26, Cutler Bay, FL 33190
ISLES AT BAYSHORE
19620 SW 103rd Ct # 1-1, Cutler Bay, FL 33157
$329,500
2 bd · 3 ba · 1,020 sqft
19620 SW 103rd Ct # 1-1, Cutler Bay, FL 33157
POINT ROYALE
9249 SW 227th St # 8-22, Cutler Bay, FL 33190
$325,000
3 bd · 3 ba · 1,325 sqft
9249 SW 227th St # 8-22, Cutler Bay, FL 33190
THE SHORES CONDO N
9257 SW 227th St # 11, Cutler Bay, FL 33190
$324,990
3 bd · 3 ba · 1,325 sqft
9257 SW 227th St # 11, Cutler Bay, FL 33190
The Shores Condo

Homes for Sale under $400K in Cutler Bay: How This Market Works

Much of Cutler Bay was built in the last few decades, so buyers get newer gated subdivisions and lakefront streets without the premium attached to anything closer to downtown. The Southland corridor keeps adding shops and employment, and for first-time purchasers the town remains one of South Dade's most workable equations.

A ceiling of $400K reframes the Cutler Bay search around efficiency — which listings deliver the most location, space or building quality without crossing the line. Markets shaped by newer lakefront subdivisions priced for first-time buyers always carry mispriced corners: a solid older tower with unfashionable finishes, a townhouse a few blocks off the prestige grid, a listing lingering for reasons that turn out to be fixable. Everything qualifying under the cap is gathered here in one view.

Cutler Bay Market Snapshot

511
Homes sold, last 12 months
$585K
Median sale price
47 days
Median time on market

Frequently Asked Questions

How do I spot genuine value under $400K in Cutler Bay?

Look for a mismatch between price and fundamentals — a well-run building priced alongside the weak ones, a dated interior on a superior line or lot, long market time that traces to bad photography rather than bad property. We tell you plainly which listings under $400K are bargains and which are cheap for reasons that will follow you to resale.

Will my monthly cost stay in budget after buying under $400K?

Only if you underwrite everything: association dues, property taxes that reset off your purchase price, insurance keyed to roof age and flood zone, and buyer-side closing costs. We prepare a full carrying-cost worksheet on any listing you shortlist, so the cap you set holds up in month twelve — not just at the closing table.

Can I see a Cutler Bay property before committing to anything?

Of course. Use the inquiry form on any listing or call +1 786-370-8570 and we will set up a private showing around your calendar. Buyers who live elsewhere can request a recorded video walkthrough of any residence. Looking carries no commitment — deciding comes later, on your terms.

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